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When I got rear ended last year, I got lucky. The guy driving an Impala hit my tow hitch. It destroyed his bumper and grill and punctured the radiator. I climbed under the Trooper and the only damage I could see was a broken crappy weld that the PO did when he installed a Mitsubishi hitch. It didn't even touch the spare tire. I let the guy limp home without calling the police.
I have since removed, straightened, chopped it to the the correct length and bolted it on.
Good luck on your part sourcing and compensation from the insurance.
Mike
 
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