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Discussion Starter · #1 ·
I was sitting at the light and she drove right into the back of it.
Hit the rear door in, broke the glass and pushed in the bumper a little. Door still works.
Her truck looked to have more severe damage, Hood crushed and bent, grill and bumper. And her engine making belt noises, may have damaged radiator. We smelled alcohol on her as did the cop, but he 'gave her a break' and did not test her for drunk driving. She did not slow down at all. Road is 35 mph.

I sourced a door and can get a bumper.
She admitted fault and Geico insurance adjuster I will see this Tuesday.

What will the insurance guy do? What is the value of the Trooper?
I prefer to be handed a check and fix myself.
Should I try to get other repair estimates to show the insurance adjustor?

Tire Wheel Car Automotive lighting Vehicle


Car Vehicle Grille Automotive lighting Hood



Car Vehicle Automotive side marker light Automotive lighting Grille


Tire Automotive parking light Automotive tail & brake light Automotive lighting Automotive tire

Bumper pushed in both sides.

Automotive parking light Wheel Automotive side marker light Tire Car
 

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When I got rear ended last year, I got lucky. The guy driving an Impala hit my tow hitch. It destroyed his bumper and grill and punctured the radiator. I climbed under the Trooper and the only damage I could see was a broken crappy weld that the PO did when he installed a Mitsubishi hitch. It didn't even touch the spare tire. I let the guy limp home without calling the police.
I have since removed, straightened, chopped it to the the correct length and bolted it on.
Good luck on your part sourcing and compensation from the insurance.
Mike
 

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Discussion Starter · #3 ·
When I got rear ended last year, I got lucky. The guy driving an Impala hit my tow hitch. It destroyed his bumper and grill and punctured the radiator. I climbed under the Trooper and the only damage I could see was a broken crappy weld that the PO did when he installed a Mitsubishi hitch. It didn't even touch the spare tire. I let the guy limp home without calling the police.
I have since removed, straightened, chopped it to the the correct length and bolted it on.
Good luck on your part sourcing and compensation from the insurance.
Mike
I bought a good white door with glass, no rust or dents for $159 locally. Good deal!

It also has a bumper. I thought I might be able to pull the metal bumper frame out straight, dont know. It warps up a little at the middle step.
I would be happy enough if Geico agreed to pay for the parts.
According to Kelly Blue Book, 3rd party resale value of this Trooper goes from $1300 to $3500, averages at $2500. But when I looked online I found only one 2002 for $2200 at 180 miles away. And the other 3 were over $3000.

Couple years ago, I bought a 2" receiver hitch, and that hit her truck bumper. It was undamaged but her bumper got slammed in there.
 

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I’d get a repair estimate from a body shop and see what insurance says. Being an old they might say to hell with it and total it out, not sure. As long as there’s no major damage to the body (just damage to the door) you should be able to replace it yourself pretty easily and pocket most of the check
 

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Discussion Starter · #5 ·
Geico adjuster gave me a check for $1250, and no totaling of the Trooper. Very happy with that, it is totally fair.
He said just the rear door and rear bumper meant not totaled out, the Trooper still has enough value. But if the rear quarter panels had been hit in, that meant frame body damage and it would be totaled.

My Trooper still looks good, including the inside and it all works fine. So the impression is it's not old and junky. Engine and trans is good. The only issue is tappet noise and a leaky 4L30e shift selector seal.

My Trooper has zero frame or body rust being a southern vehicle, and had no dents.
 
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